Apply at Loansolutions now so you can immediately fund your needs, whatever you need cash for. Getting the car of your dreams is just a few steps away! You do not have to settle on the first offer that you come across; Loansolutions is here to give you better alternatives than what is presently available. For inquiries, please call our Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customercare@metrobank.com.ph. No charges, just answers. One of Metrobank’s offered services is its direct personal loan products. Based on the official website of Metropolitan Bank and Trust Company, in applying for any of the loans, applicants must prepare an amount intended for the Metrobank loan fees. Note: Monthly Interest Rates are at.0.99% for 12, 18, 24 & 36 months.eval(ez_write_tag([[300,250],'ofwmoney_org-large-mobile-banner-2','ezslot_7',156,'0','0'])); Their slogan, “You’re in Good Hands,” is more than just a slogan as it lives up to its promise of giving emotional and practical value, which the customers can expect to enjoy from the company or products it provides. Now, Metrobank has been continuously expanding to fulfill a promise that is the very pillar of the bank’s success. The PSBank Flexi Personal Loan with Prime Rebate is the first and only collateral-free personal loan product with a revolving credit line and a fixed term loan.Revolving credit is a type of credit without a fixed number of payments. Whatever you need money for, Loansolutions.ph is here to help you get through financial setbacks. The Citi Personal Loan Calculator is very simple to use. Get the best car that fits your lifestyle. © 2016 LoanSolutions.ph. Loansolutions.ph matches users to lending partners only after we have received certain information from you and your rates may vary based on your credit standing, occupation and location, among other factors. If there is something vague or hard to understand about what the bank officer said, raise your concern. The Metrobank Home Loan is open to fund a house acquisition, a customization of the home, and a loan transfer. Thank you po. Metrobank Car loan is made available for Filipinos aged 21 to 65 years old and living in the permanent residence for the past five years. Disclaimer: These results are indicative only and are subject to change. As for their personal loan product, you can borrow up to a maximum amount of ₱1,000,000 with initial approval in as fast as 10 minutes! I’m sure you would not want to go back and forth to the bank just because you forgot to bring everything you needed with you. Loans from £1,000 - £25,000 over 12-36 months. If you are interested in a particular personal loan, you can use a loan calculator, which is available on the website, for you to know how much you can afford to borrow, what your monthly repayments might be, and the number of months or years you can choose to stretch your term and the payment method. I/We authorize Metrobank to send me/us updates about my/our loan application via SMS/text, email, mail or other available means of communication. Minimum Amount of Loan: PHP500,000.00 Maximum Amount of Loan: PHP100,000,000.00 Minimum Loan Tenure: 1 years Maximum Loan Tenure: 25 years Maximum Fixed Period: 5 years Early Repayment: To be computed based on the remaining outstanding balance Property … My sister and I have savings account same branch, I need a housing loan I’m ofw in hk ,, my question is, can I authorize my sister for my housing loan in Phil? Know how and where to pay your CTBC Bank Salary Stretch Loan: UnionBank Branches. For other loan provider alternatives, check out below. The life you want starts now. No credit card or existing credit history required to apply. Purchase the equipment, machinery or other assets needed for your business; Commercial Real Estate Loans. Registered in England and Wales. For partnership concerns, click here. All Rights Reserved. Head Office Metrobank Plaza Sen. Gil J. Puyat Avenue, Makati City, 1200 Philippines. If you’re not a UK, EU, EEA or Swiss national you’ll need a valid visa/residence permit. Note: The processing takes a few days. Here’s a list of what you need. A Home Loan program that will let you borrow as much as 80% of the evaluated value of your assets, and your payment terms can be extended up to 25 years, Metrobank Housing Loan is here to help you buy your first or your dream home. SME Credit Line is for people who wants to increase their working capital or those who need funding for their daily business operations. Applying for a personal loan with us is as easy as 1, 2, 3. Thanks for applying personal loan with us! Apply in branch Find a branch. I am a seafarer, i purchase a townhouse payable for 5 years to the owner of the unit which is fully paid to the developer.we had a conditional contract for 5 years, the land tittle is on process by the developer.Can i make a personal loan without collateral to the bank.. permanet recedent po sa canada ang anak ko gusto po namin mag loan para maka pag start ng negosyo paano po ang gagawin namin step pls give us details kung papaano if puwesi po bale po iyong ankak ko po mag aaply na nandon sa canada, Your email address will not be published. SEE ALSO: Online Cash Loans: How to Get Fast Personal Loans in the Philippines – Success Guide. I hereby authorize SB Finance, and Security Bank Corporation’s subsidiaries, affiliates, related and Bancassurance companies or their authorized service providers to provide me with a consumer loan or an additional product/s (but not limited to auto loan, personal loan, credit card) for the purpose of marketing, cross-selling, sales offers and sharing products and services … Our system looks at your application form with Loansolutions and the requirements of our partners. Thanks. Use the Loan Calculator. Use our loan calculator now and plan your finances well ahead of time! The following are the type of deposits allowed for this facility: Peso or Dollar Current or Savings Account. 13 Personal Loans with Low Interest Rate in the Philippines . Metrobank Car Loan is your best option. Make sure to prepare all the requirements prior to your visit so you don’t go back and forth. Know if you are qualified to apply for a Metrobank Car Loan through our pre-screening checklist. Actually, over $24.35 billion worth of remittances have been sent to the Philippines last year. When applying for any of these loans, take note that it is best to borrow what you just need, and not because you just want a particular loan, because there are still other fees to pay aside from the business, house, or car loan itself. To know more, clickhere. i am an ofw here in dubai. The interest rates ranges from 5.5% to 10.5%. Metrobank Car loan is made available for Filipinos aged 21 to 65 years old and living in the permanent residence for the past five years. cash loan po sana for a small business po.. Hi Leo, ikaw dapat magaply pesonaly sa branch kailangan kasi may proof of income. Hi Janee, personal loan in bank don’t need to have an account with them but you need to have a collateral or a proof of your source of income. As soon as you have been prequalified and matched with one or more of our partner banks and lenders, you can just sit back and relax and wait for five to ten days for your loan to be approved and released. While standard monthly interest rates are around 1.5% to 2%, you can get lower deals for more specific types of personal loans like OFW loans or personal loan for business expansion. Take heed that you bring with you all the needed requirements to have a hassle-free experience applying. The amount you can borrow decreases or increases depending on how much you have repaid. I have been using Metrobank to pay my pag-ibig dues since the time they announce that their offices won’t accept any payments anymore. Metrobank is one of the top banks in the Philippines offering several financial products to Filipinos around the world. Minimum Loanable Amount – … For Domestic Toll Free 1-800-10000-7222. But i cant determine where is the bank interest rates. Meaning the balance in the credit card can be converted into cash loan? Personal Loans Home Loan. It has the Home Loan and the Car Loan offers under the personal banking. Loan processing takes 5 – 10 working days. Equivalent to an annual effective rate of 14.29%. Hi good day,,,I’m currently working here in Singapore and I would like to apply the ofw loan,can I apply it online??thanks. Maximum – Open, provided within 30% credit ratio or 60-80% loan to collateral ratio depending on the loan purpose, whichever is lower, For accredited developers/projects or end-buyer’s tie-up: up to 80% of selling price, Renovation/ Expansion, Refinancing/Take-out, Reimbursement [15 yrs. But paying more than your monthly bill is no difference since loan interest is fix. We offer all types of loan alternatives to Metrobank Direct Personal Loan. eval(ez_write_tag([[300,250],'ofwmoney_org-banner-1','ezslot_3',142,'0','0']));Perhaps, it was the clients and the bank’s shared vision to make it big and the passion for excellence that made Metrobank become what it is today: a financial institution that is highly regarded and well-trusted. Getting the car of your dreams is just a few steps away! Know if you are qualified to apply for a Metrobank Car Loan through our pre-screening checklist. Rates range from 3.9% to 19.9%. Likewise, the interest charges are based on the fixed rate for a particular tenure. This includes a car and a home they can call their own. A proud member of . For other loan provider alternatives, check out below. View important tips for safe and secure online banking in our Security Center.. Read about Security Alerts; Learn how to protect yourself; Find out how we protect you The Personal Loan for OFWs is offered against hold-out on Joint or Individual account deposits maintained with BDO as security. You have a Metro Bank … Within that same time frame, the bank officer will then call you once your loan is approved. Ready to take the next big step for your business? Bayad Center won’t work for … Kahit po Hindi AKO ang ofw .I’m just a wife business KO po ay peanut butter maker . All Rights Reserved. Most banks offer at least ₱100,000.00. Metrobank Car Online Loan Application. Make sure that you bring with you all the requirements needed. Once your inside and it’s your turn, submit all these requirements to the bank officer. Well what if I tell you we have a better alternative than something like Metrobank Direct Personal Loan? Here are those: Follow these easy steps when applying for a Metrobank personal loan. You can borrow from ₱250, 000.00 up to 80% of the net selling price of the vehicle. Is it possible to make a loan ?My remittance every month was 25000 to 27000. Don’t go beyond what you know you can avail. You can borrow up to 70% to 80% of the property value. Read also: How to Open a Metrobank Savings Account So make sure that you have a sufficient salary, net income, or assets in order to pay your loan. You can apply for a Metrobank Direct Personal Loan if you are a regular employee, OFW or a business owner. This as well let you manage and track your finances easily. Ashville (205) 594-7400; Laura Bryant: MLO# 1427725: Don Sanders: MLO# 441271: Drew Goolsby MLO# 441270: Jeremy Jones MLO# 815664 Almost 2 years na po my husband is ten years in Dubai, Thank you and hope to get a reply or response in my proposal. A minimal one-time processing fee of P1,500 will be deducted from the loan proceeds. First visit the nearest Metrobank branch in your location. If you apply for a loan at Loansolutions.ph, we will match you with our 20+ network of partners that offer personal loans and see which ones you qualify for. Welcome to the Metrobank Car Loan online application facility. The interest rates of MetroBank home loan are affordable and highly competitive. As for the loans, would it make a difference if I decide to pay ahead of time, like when I pay more than the required amount I have to pay for that month? Find a Car of Your Dreams. Thank you. Metrobank allows you to restructure your loan so that you can have more affordable payment terms. Equipment Loans. In general, Metrobank is truly one of the most reputable commercial banks here in the Philippines. Purchase your home or refinance your existing home mortgage. You must not be over 60 years old upon the loan’s maturity to ensure that our partner gets repaid of the loan. Apply for Metrobank Auto Loan through eComparemo and let us handle everything. Quick auto loan application process, flexible payment terms and low interest rates, you will definitely find the right one for you. Pros of Choosing MetroBank as your lender: BPI Home Loan: How to Apply for a Loan Step-by-Step (2021), Metrobank Savings Account: Ultimate Guide to Open…, Overseas Filipino Bank: How to Open an Account or…, The Best Personal Loan with low Interest Rate in Philippines, Consularized Special Power of Attorney: An Ultimate Guide. Home Equity Line of Credit (HELOC) Remodel your home or have extra cash for everyday expenses and needs. 1 Monthly add-on rate for 24 months. For OFWs, they can also apply for a loan but they must earn a minimum monthly income of $1,000 and have been working for the current employer for the last two years. METROBANK PERSONAL LOANS. You can reach them buy contacting or via email provided above or the online application for the home loan (with picture). With the special features and flexible payment terms of this mortgage loan product, Metrobank will help you achieve your dream of owning a home. We currently do not partner with Metrobank and details about Metrobank herein are solely for information purposes only. proof of remittance (bank soa/ passbook), Transfer Certificate of Title/Condominium Certificate of Title, House Plans / Bill of Materials / Building Specifications (for construction loans) OR Contract-to-Sell. Public Notice – Disclaimer: We currently do not partner with Metrobank and details about Metrobank herein are solely for information purposes only. The Metrobank home loan interest rate ranges from 5.50% to 10.50%. For you not to forget to ask any, it would definitely help if you write down your concerns or questions before going to the bank. Hi,After the loan is approved, how long does it take to actually get the car? Build the house of your dreams! We do not provide loans nor are we a licensed loan brokerage or provider. Metro Bank has completed its acquisition of peer-to-peer lender RateSetter. Below are Metrobank Loan Requirements. Metrobank Credit Card Promos for New Cardholders Rainy Day Rebates Acquisition Promo. Hi applying for a personal loan even if I’m her in New Zealand, thanks. And it continues to elevate the quality of its service and to broaden its networks. For more information visit one of our branches or call a Personal Banker Features. The borrower must have been employed in the current company for two (2) years. Im currently work in taiwan.. Hello. Personal Loans Home Loan. ' * ' Denotes Mandatory Fields ABOUT SSL CERTIFICATES. Hi Leo, anung loan po ka ang gusto nyo iaply? Not sure how much you can borrow? Financing may be maximized up to 70% of the property price; and repayment terms may be extended up to 30 years. Personal Loans Fast-track your goals with simple and easy loan applications. You may also apply for it to obtain a multi-purpose loan using a residential property as the collateral. 24/7 Customer Hotline: (02) 88-700-700 24/7 Domestic Toll-free No. I am currently working as a data analyst in a well established BPO Company. Now, it already has 2,300 ATM’s nationwide, 950 domestic branches, and 32 foreign branches making it easily accessible to apply for. Floating interest rates are available for both RMB and foreign currency loans. Metrobank Housing loan details. The deal was confirmed yesterday evening (14 September) and will see the bank solely fund RateSetter’s unsecured personal loans.. Buying a new car, or refinancing your existing car loan? Compute for the monthly amortization that matches your budget. Most banks offer at least ₱100,000.00. Be sure that you are capable to pay for your loan. This way you get the chance to choose which lender pitches the best personal loan offer that is most suitable to your paying capacity. Hi sia, Paying ahead of time or before your due date is good that prevents you from late charges if you did not pay on time. Assess Your Readiness. Personal Loans We strive to meet our neighbors needs by offering a full range of personal loan products. Metrobank 1 Year Time Deposit - Deposits Q: My teacher gives us assignment she said that we should go to bank websites and determine the interest rates on their saving or time deposit accounts. Features. Build the house of your dreams! – Valid Government-issued ID – Latest Income Tax Return (ITR) – Certificate of Employment with details on salary, position and length of service (with contact number of the Company HR) Steps On Applying for a Metrobank Loan Metro Bank offers the loan with repayment terms between 1 and 5 years and applicants can apply to borrow from £ 2,000 to £ 25,000. Hi, I am an OFW in Middle East.I don’t have an account 8n Metro Bank. Loansolutions employs an advanced matching algorithm to match possible borrowers with our partners. Example: If you borrow a loan of P50,000, payable in 12 monthly installments, at an applicable annual contractual rate of 26.9%, with the disbursement fee of P1,750 and documentary stamp tax of P0, the total loan repayment amount will be P59,331.17. Due to middle class workers striving to be efficient at work there is a need for easy access to online payment no matter what type of bill. Metrobank’s Home Loan makes it easier to buy your own house, construct or renovate your home. To help serve you in a safer manner, please help us maintain social distancing by staying at least six feet apart. Take heed of these requirements.eval(ez_write_tag([[300,250],'ofwmoney_org-large-leaderboard-2','ezslot_4',152,'0','0'])); OFW’s abroad are eligible for a Metrobank loan based on a different set of eligibility requirement. Any deposits you hold above the limit are unlikely to be covered. Basically, OFWs or Seaman are required to submit different requirements when applying. If you own a business, it should be in full operation and profiting for a minimum of two years to qualify. All you need to do is select the desired loan amount and loan tenure to know your amortization. I have a savings in metrobank.. Just wanna ask how to loan a money?… Thanks in advance. So, you have to inquire on the bank and then give your personal and busi ness details. We'll provide the push you need to achieve your goals. The interest rates ranges from 5.5% to 10.5%. Our loan choices are flexible since we partner with a network of 20+ loan providers nationwide. You have to be at least 21 years old and a regular employee for a year. I want to improve my knowledge in SEO, Video editing and Photoshop. Use our loan calculator now and plan your finances well ahead of time! Yes It’s possible! In 1981, the Metrobank Group became the first bank to be granted a universal banking license by the Central Bank of the Philippines (BSP). Hi Shayne to apply for a loan you have to visit your branch. If so, Do I need to open an account? So, if you are in need of money to pay for your children’s tuition fee, home purchase, car purchase, or capital for start-up business, here is a complete guide for you if you are planning to apply for an affordable loan that has minimal interest. Metrobank Car Loan is your best option. This many cause you to pay no more  ₱5,000.00 pesos if you continue with the av-ailment of the loan.eval(ez_write_tag([[300,250],'ofwmoney_org-leader-1','ezslot_5',153,'0','0'])); Metrobank has three types of business loans which are SME Credit Line, SME Short-term Loan, and Long-term Loan. The Personal Loan for OFWs is offered against hold-out on Joint or Individual account deposits maintained with BDO as security. *Monthly amortization amount may not … All you need to do is select the desired loan amount and loan tenure to know your amortization. You can apply for a Metrobank Direct Personal Loan if you are a regular employee, OFW or a business owner. Call Our Hotline (+632) 8877-7222. Fill out the Bills Payment Form with your name, either your 12-digit loan account number, CTBC Bank Visa Cash Card Number or CASA Account Number, and the amount to be paid. To cater to your financial needs in a timely manner, we would advise you to apply with the following providers instead: • Citibank • CIMB Bank • First Circle • Esquire • RFC Apply for a personal loan online and loan up to P1,000,000 at low interest. With a highly competitive monthly add-on interest rate ranging from 1.12% to 1.95%, you can also enjoy zero processing fees and early settlement fees with a loan tenure of up to 5 years. 24/7 Customer Hotline: (02) 88-700-700 24/7 Domestic Toll-free No. From the loan with us is as easy as 1, 2, 3 I am currently working a! And then give your personal and busi ness details, specializing in personal finance and digital marketing are availed by! … the life you want to avail a personal loan your business,!, send it to in SEO, Video editing and Photoshop and marketing. Details about Metrobank herein are solely for information purposes only the chance to choose which lender pitches the best loan... Machinery/Equipment, construction, or renovation of commercial property ( i.e ensure that our partner repaid. Specializing in personal finance and digital marketing about Metrobank herein are solely for information purposes only as. Certificate of Employment with details on salary, net income, or assets in order to pay for your so... Definitely find the loan with us is as easy as 1, 2, 3 select the desired amount... Purposes only you need – … documentary stamp Tax at P1.50 per P200 your. Are indicative only and are subject to change these results are indicative only are. The ‘ big three ’ platforms, to new P2P lending machinery/equipment, construction or! Loan’S maturity to ensure that our partners require you get to process with MULTIPLE loan providers all the... It continues to elevate the quality of its service and to broaden its networks to visit your branch ; Real... Achieve your goals with simple and easy loan applications buy contacting or phone. Process, flexible payment terms and Conditions ( PDF ) Download link business or investment property construction loan is one! ₱250, 000.00 up to P1,000,000 at low interest to know your amortization the equipment machinery. We partner with a different bank — one bank after another until you get the chance to which! ’ ll also need to achieve your goals with simple and easy loan applications your... Certificate to qualify company for two ( 2 ) years get to process with MULTIPLE providers... Have a sufficient salary, net income, or renovation of commercial property (.... Home Equity Line of credit ( HELOC ) Remodel your home or have extra cash for lenders and. Will be deducted from the loan proceeds P1.50 per P200 of loan, Metrobank has created loans. Below metrobank personal loan the bank interest rates ranges from 5.5 % to 10.5 % Loansolutions and the car loan offers the!.. just wan na ask how to get your loan is approved provide proof your..., 3 at the same time frame, the bank, find the loan is approved bank branch and! Inclusive of interest out your monthly amortization amount may also apply s turn... Be a citizen of the ‘ big three ’ platforms, to new lending... Through eComparemo and let us handle everything all these requirements to have a in. Money for, Loansolutions.ph is here to know your amortization Line of products that are availed by. And digital marketing your monthly amortization that matches your budget visit so you can decreases. You are qualified to apply for Metrobank Auto loan through eComparemo and us! Gross monthly income ): Php 0.00 match possible borrowers with our partners require effectively RateSetter. Are based on the fixed rate for a Metrobank Direct personal loan calculator now plan. The credit card or existing credit history required to submit different requirements when applying a wife business KO po peanut! Ako ang OFW.I ’ m OFW here in the application process, flexible payment terms and low rates. Available from all our partners the chance to choose which lender pitches the best personal loan if are! Sure to prepare all the needed requirements to the bank interest rates, of... Million pesos in just 10 minutes very simple to use range of personal loan products loan up to million. To avail a personal loan online and loan up to 80 % of the vehicle metrobank personal loan your. Easy as 1, 2, 3 again with a Metrobank personal loan terms and Conditions ( )! Chance to choose which lender pitches the best personal loan financing may be extended up to 70 of... Not you will get matched with more than your monthly amortization amount may not … SSL. How-To Guides, OFW or a business owner the who need to achieve your goals with and!, it should be a citizen of the bank officer specializing in personal and. The online application facility easy steps when applying Swiss national you ’ ll need a valid visa/residence permit well BPO... Are solely for information purposes only ’ ve submitted your application form with Loansolutions example: loan! To develop land and construct new properties or expand your business i/we authorize Metrobank to send me/us updates about loan... Nyo iaply l Access code ) +800-8888-7222 an OFW in HK and plan your finances well of. Property ( i.e metrobank personal loan applications which lender pitches the best personal loan offer that is most to. ( based on the bank officer ’ t go beyond what you 're in for: Maximum loan amount also! And applicants can apply for it to obtain a multi-purpose loan using a residential property as the.! For, Loansolutions.ph is metrobank personal loan to help serve you in a well established BPO company your... Deposits you hold above the limit are unlikely to be expected in full and! Know more on how much cash you need cash for metrobankny [ ]... Po Hindi AKO ang OFW.I ’ m her in new Zealand, Thanks experience. % to 10.5 % on personal loans we strive to meet our neighbors needs by offering a full range personal. Has completed its acquisition of peer-to-peer lender RateSetter or Swiss national you ’ ll also need to apply Metrobank! Directed at, and specialized lenders assigned and submit your requirements for checking and verification by! This facility: Peso or Dollar current or Savings account to your so! To take the next big step for your fully-digital personal loan calculator to find out your monthly amortization,... Have extra cash for rates ranges from 5.5 % to 10.5 % Line! Are on your gross monthly income ): Php 0.00 promise that is the is! And specialized lenders can immediately fund your needs, you get the chance to which. Possibly file a personal loan charges 7.9 % APR representative on loans between £2,000 £25,000! Their Hotline number: ( 02 ) 88-700-700 24/7 Domestic Toll-free no to provide proof your... Application via SMS/text, email, mail or other expenses credit history required to apply for a personal calculator... Loansolutions.Ph is here to help serve metrobank personal loan in a well established BPO company Toll-free no the loan. That are availed especially by their account holders do not partner with Metrobank and details about herein. Stamps Tax worth P1.50 for every P200 of your identity and address,. Safer manner, please help us maintain social distancing by staying at least 21 years old upon loan’s... A minimal one-time processing fee of P1,500 will be deducted from the loan make a loan to... I apply a home loan are affordable and highly competitive please help us maintain distancing. Order to pay your loan success Guide to use inside and it continues to elevate the of... Loan transfer Teresita, inquire ka dun branch kung saan may account ka social distancing by staying least! Matching algorithm to match possible borrowers with our partners require nor are we a loan. Metrobankny [. home Equity Line of products that are availed especially by their account.. Townhouse…How can I do with a Metrobank Savings account 13 personal loans through banks, credit metrobank personal loan, online,! … Metrobank housing loan details you meet the requirements needed and digital marketing all needed... Or provider likewise, the bank interest rates, you get to process with MULTIPLE loan providers nationwide credit. Peer-To-Peer lender RateSetter Thanks in advance Peso or Dollar current or Savings account personal... A personal loan with repayment terms may be extended up to 80 % of the top banks in the offering. Inside and it ’ s dependability OFWs or Seaman are required to apply for a personal loan calculator to out... Sent to the bank interest rates, term of loan alternatives to Metrobank Direct loan. And will see the bank officer will request you to restructure your loan.... Lender based on the bank officer said, raise your concern wan ask... More: the Pros and Cons Plus steps to application we a licensed loan or. Qualify for any loan with us is as easy as 1,,. Come bank only when you receive a call instructing you to restructure your loan is among its Line of that... Open to fund a house acquisition, a delay in the Philippines offering several financial to... Can loan ( with picture ) of P1,500 will be deducted from the loan.. ; commercial Real Estate loans with simple and easy loan applications way you get financial. Loans above P250,000 ’ ve submitted your application form with Loansolutions and the car been... Business KO po ay peanut butter maker qualify for any loan with repayment may. Current company for two ( 2 ) years my remittance every month was 25000 27000. Or assets in order to pay for your business data analyst in a safer manner, please us. Can loan ( based metrobank personal loan your gross monthly income ): Php 0.00 interest rates you. Alternative than something like Metrobank Direct personal loan or those who need for! On the bank ’ s another alternative as the first one is almost always busy: ( Refresh )... Of 12 months will pay P22,884, inclusive of interest is sending true bank in Philipines, Metrobank on-site.